PPP 해부 #10. Program overview – investment policy

##. 본 내용은 오로지 PPP에 대한 이해와 전반적인 구도를 설명키 위한 자료입니다.

고객과의 이행에 따른 어떠한 의도나 계약등의 자료에 사용되어서는 않됨을 다시한번 확인합니다.

 

Program overview – investment policy:

The structure is straight-forward all-in one solution by issuance cash backed fresh cut stand by letter of credit in house, with cash position of 85% (gross loan to value), 80% minus lease fee (net loan to value) against the face value stand by letter of credit. Any cost lease is automaticlly deducted from the asset-finance, with cash position free for investment’s. Consecutive tranches implemented with proof of funds less then 30k. Qualifications with 150k hold entrance for 40 week private placement, that generates a guaranteed net-return of min 12.5 % weekly.

 

The program return pays back the bank credit facilty on behalf of the fund manager.

The agreements are duly signed by a attorney and the principal issuer/monetiser and are bank lodged. Full disclosure of all identification, issuing/receiving bank relations within the final agreement.

Exhibit proposition (Initial amount): 

First tranche:
25k vs 25 M SBLC     = 21.25 M LTV minus (1.25M) 5% equal to   20M cash pay out

50k vs 50M SBLC      = 42.5M LTV minus 2.5 M (5%) equal to      40M cash pay out

100k vs 100 M SBLC  = 85 M LTV minus 5M (5%) equal to            80M cash pay out

 

Second tranche: 

250k vs 250M SBLC  = 212.5M LTV Minus 12.5M (5%) equal to   200M cash pay out

entrance 100M free for investments / 100M into private placement program

Private placement program –
PPP Return offer 40 weeks program 12.5% weekly for 500% at the end of the program.

TRADE PROGRAM EXPECTATIONS:
Amount: 100,000,000.00     trade return: 12.500,000 weekly     500,000,000 10 months

 

SBLC BASED FINANCIAL INSTRUMENT FINANCE AND
PRIVATE PLACEMENT PROGRAM $100,000,000.00

This transaction will have 2 main-frame, namely:

1. Procuring the Standby Letter of Credit – On Lease.
2. Monetization of the Standby Letter of Credit – Non-Recourse Loan and bullet trade program.

 

Benefits:

1. Seamless transaction as long as due diligence comes clean.
2. We can use a lease Standby Letter of Credit issued by us because we will create an
exit for the transaction and we will make sure there is no lien on it at the end of the
transaction/at maturity.
3. Non-recourse loan will be possible as we will be authorized by the client to trade with the
Standby Letter of Credit for a period 1 year and 1 banking days and for him to return it after
maturity of 1 year and 1 banking day without LIEN.
4. will be hands on to see to the smooth completion of this process by
clearing my calendar forthe next 8 weeks.

 

Cons:

1. The major disadvantage is the leased instrument. If the monetizer returns it with a lien, you will have to clear up such lien. – In this case, that won’t be the case, we will be the issuer of the SBLC and we will be responsible for the monetization by creating a tripartite contract with our bank.
2. Compliance of Government of the different countries and the tax implication on you.
3. You MAY be unable to be involved in another trade program for a minimum of 3 calendar years
after this trade. If you try to, you MAY not pass compliance as there is a supposed central databasefor traders and there is a handful of them that can actually get this done.

 

MITIGATING THE CONS:
We will be handling the issuance of the Standby Letter of Credit, monetization and also the PPP program.

PROCESS:
• The client intends to have enough funds to fund a project valued at $100,000,000 (One Hundred Million USD).
• To achieve this, we are proposing that you lease a Standby Letter of Credit with a face value of $250,000,000 (Two Hundred and Fifty Million USD).

 

STEP 1: 

Procuring Standby Letter of Credit:
1. **Issuer/monetiser** is Ready, Willing and able to lease the Standby Letter ofCredit to the client for 5% per annum (Maturity of 1 year and 1 international Banking days).
2. The client will be responsible for the transmission fee and all other charges for delivery of the Standby letter of Credit to the monetizer. This transmission fee and bank charges will be refunded to the client from the final payment of 5% lease fee.
3. Such payment will be backed with a refund guarantee letter to be issued by the provider
  **Issuer/monetiser**

 

STEP 2: 

MONETIZATION:
1. **Issuer/monetiser**is ready to use the SBLC as a collateral for its existing line of credit with another bank. This line of credit is readily available and the SBLC will be the collateral to release funds from his line of credit.

2.**Issuer/monetiser** is ready, willing and able to take in some part of the funds made from monetization into its trade desk; This will be used in a bullet trade program commonly known as PPP.
3. The rate of monetization (LTV) will be @ 85% of the Face Value
4. We expect a profit of nothing less than 500% through the trade program tenure (usually 40
weeks) and we will propose a weekly payment of 12.5% from the trade program because we understand that you will need these additional funds for operations.

FINANCIAL OVERVIEW TO ACHIEVE $1.2b:

PROCESS	EXPECTATIONS	COMMENT
SBLC ISSUANCE - ON LEASE	$ 250,000,000	Single Tranche of $250M
LEASE FEE	5% = 12,500,000	To be paid after monetization
TRANSMISSION FEE/CHARGES	Rate: $ 200,000  VAT: $ 40,000	Transmission fees & Bank Charges (Tax Inclusive) 20% tax
ASSURANCE	Refund Guarantee Letter
MONETIZATION – NON- RECOURSE	85% LTV – Standing agreement to put up to $100M into his PPP	Minimum to PPP will be $100M
PPP Return offer	40 weeks program	12.5% weekly for 500% at the end of the program

CALCULATION FOR $250M MONETIZATION – FINANCIAL MOCK

TOTAL	EXPECTATIONS	AMOUNT
$2B Standby Letter of Credit	Monetization for 85%	$212,500,000.00
Lease Fee		$12,500,000.00
PPP Trade Collateral		$100,000,000.00
INSTANT FUND RELEASED AT THE END OF MONETIZATION		$100,000,000.00

TRADE PROGRAM EXPECTATIONS

Client Returns	POF in Account	Profits
Week 01	$100,000,000	$12,500,000
Week 02	$100,000,000	$12,500,000
Week 03	$100,000,000	$12,500,000
~	~	~
Week 38	$100,000,000	$12,500,000
Week 39	$100,000,000	$12,500,000
Week 40	$100,000,000	$12,500,000
Total Profits		$500,000,000

##. Leasing Procedure를 통해 발행되는 은행보증서는 보증유형으로 볼때 크게 두가지로 구분 할 수 있다.

1. 은행 독립적 보증: 개설의뢰인이 파산하더라도 은행에서 해당보증서의 기간 만료일 혹은 만기일에 수익자에게 대금을 지불하여야 한다.

   -> 은행 독립적 컨디션으로 발행된 경우라면, 은행대출, PPP등록이 가능하다.

2. 일반보증: 개설의뢰인이 파산한 경우 은행에서는 대금지불을 거절 할 수 있다. 통상 Leasing의 경우 95%는 이 컨디션으로 발행 함.

   -> 일반보증의 컨디션으로 발행된 경우는 통상 기업의 신용도 상승, 상장을 준비하는 상장사의 분식회계, 국제거래의 입찰에 대한 입찰보증 등으로 활용된다. 은행대출, PPP등록은 불가능한 것은 아니지만 매우 어렵다고 봐야한다.

 

 

 

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